August 29, 2014

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Pendleton County Homemakers hold 63rd annual meeting Print E-mail

Pendleton County Extension homemakers installation of officers, left to right, Judie Lambert, president; Marlene McComas, N. Ky. Area Homemaker Council president; Joyce Beckett, vice president; Flo McDonald, president-elect; Ellin Crotty, treasurer.

By Monica Yeamans, PC Extension Homemakers reporter

Over 100 members and guests attended the 63rd annual meeting of the County Extension Homemakers held at the Pendleton County Extension Center, Thursday, September 12. President, Judie Lambert, welcomed all to the meeting. After short speeches by honored guests a memorial service was conducted by Leona Phillips honoring members who had passed away in the last year. Vonda McKinney read an inspirational and the evening’s meal was then served by members of the Town & Country Homemaker Club.

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Add green to your golden years Print E-mail

The recent economic recession has many people nervous about whether they have planned or are planning well enough for retirement. If you’re worried about not having enough money to last through your golden years, you’re not alone. With life expectancies longer than ever, six out of 10 baby boomers fear outliving their retirement funds more than they fear dying.

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It's apple harvest time in Ky. Print E-mail

September and October is a busy time for Kentucky’s apple growers. Hopefully they’ve chosen the varieties resistant to as many diseases as possible. Ripening times vary from year to year depending on the weather. If apples have coddling moth damage, they will drop up to two weeks before the crop is ripe.

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Help make a better Cloverville Print E-mail

For the past 40 years, Cloverville has been a staple of the Kentucky State Fair, showcasing the great works of countless Kentucky 4-H’ers. Soon, the exhibit will be replaced so generations of 4-H’ers can continue to display their excellent work.

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4-H Country Ham Project continues to grow Print E-mail

Participation in the 4-H Country Ham Project has nearly doubled each year since the first competitive event took place at the Kentucky State Fair in 1999.

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Autumn in the Ky. Garden Print E-mail

Autumn is a beautiful time in Kentucky gardens, but it can also be a messy time.  The season brings piles of leaves from our trees and spent shoots from our flower beds.

The way we address this yard waste can have a significant impact on our gardens and the environment.  Gardeners commonly rake up and bag leaves to be hauled away to yard waste dumps.

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Ageism is a social issue Print E-mail

Approximately 40 million Americans are age 65 and over, a number projected to more than double by 2030 due primarily to the baby boomer generation. Baby boomers are the post-World War II babies born worldwide between 1946 and 1964. In America, they represent 29 percent of the population. In 2011, the first of the boom reached the retirement age of 65. This group of adults represents an estimated 1.2 million Kentuckians.

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Kentucky is moving forward to restore hemp production to the commonwealth Print E-mail

Agriculture Commissioner James Comer, left, answers questions from the news media in his Frankfort office following Thursday’s meeting of the Kentucky Industrial Hemp Commission. (Kentucky Department of Agriculture photo)

The Kentucky Industrial Hemp Commission on Thursday directed Kentucky Department of Agriculture staff to begin writing regulations governing industrial hemp production in the commonwealth and voted to serve notice to the federal government that Kentucky is moving forward.

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Loans for socially disadvantaged persons Print E-mail

USDA Farm Service Agency reserves funds each year to make loans to socially disadvantaged applicants to buy and operate family-size farms. A socially disadvantaged farmer is one of a group whose members have been subjected to racial, ethnic, or gender prejudice because of their identity as members of the group without regard to their individual qualities. For the purposes of this program, socially disadvantaged groups have been defined as women, Blacks or African Americans, American Indians or Alaskan Natives, Hispanics, Asians, and Native Hawaiians or other Pacific Islanders.

Types of Loans

• Operating loans may be used for various short and intermediate type credit needs, such as the purchase of livestock and equipment and annual operating expenses.

• Farm ownership loans may be used for the purchase and/or improvement of farmland and buildings.

Who May Borrow

Individuals, partnerships, joint operations, corporations, limited liability companies, and cooperatives primarily and directly engaged in family-size farming operations may apply. A family size operation is considered to be one that a family can operate and manage itself.

Terms and Interest Rates

Repayment terms for direct operating loans depend on the collateral securing the loan and usually run from one to seven years. Repayment terms on direct ownership loans are up to 40 years. Guaranteed loan terms (made through commercial lenders, i.e. bank) are set by the lender.

Interest Rates

Current interest rates are:

• Operating Loans: 1.875 %
• Farm Ownership Loans: 4.000 %
• Emergency Loans: 2.875 %

How to Get a Loan

Applications for all FSA direct loan programs are made through the local FSA County office. Guaranteed loan applications are processed by the participating lender. For information on participating lenders, contact the local FSA County office.

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Pendleton Co. Conservation District Cover Crop-Share Print E-mail

The Pendleton Country Conservation District is sponsoring the local cost share program for Pendleton County Landowners, to help with the cost of cover crop wheat and/or rye cover crop seed.

It’s time to think about cover crops! In recent years there has been a decline in the use of cover crops, since crops such as tobacco, silage corn, or even vegetable gardens are harvested late in the season.  However, without the winter cover, the soil is left to the mercy of wind, snow, water and ice.  Remember also to be in compliance with your FSA (Food Security Act) Conservation Plan, you must sow your cover crop by the end of November.  USDA recommends a rate of 90 pounds per acre.  Cover crop is a vital component to your farming operations.

Cover crops benefit both the foil and the subsequent nitrogen, recycle nutrients, provide grazing, reduce compaction, suppress weeds and pests, utilize excess soil moisture and improve water infiltration.

This is the seventh (7) year that the Conservation  District has set aside money to fund this program. After you have finished sowing all your cover crop, bring your receipt to the district office and fill out a short application.  The district will pay 50% of the total cost of the cover crop wheat/rye seed that you used, up to maximum of $100 per landowner.

The receipt from the seed dealer must be made out to you with the amount of and kind of seed you purchased along with the total price.

The Conservation Board meets on the third Tuesday evening of each month and will approve the applications received.  A check will be mailed to you.  One application per landowner will be accepted and only one check will be issued.

The program is now underway and will end on December 31, 2013 or when the allotted funds have been depleted.  Again this is for Pendleton County Landowners only!

Bring your receipt to our office at 814 US 27 South, Falmouth, Monday thru Friday, 8 a.m. to 4:30 p.m.

For information call 859-654-3376 ext. 3.

All programs by Pendleton County Conservation District is provided on a non-discriminatory basis.

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