July 30, 2014

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Basics for signing up for the Affordable Care Act

By Mary Meehan, Lexington Herald-Leader

Love it or hate it, the Affordable Care Act is inching ever closer to reality.

In fact, beginning October 1, Kentuckians will be able to sign up for health insurance through a state-created program at the website, kynect.ky.gov. Here are some frequently asked questions that will help you navigate your way.

What is this?

Under the Affordable Care Act, also known as ObamaCare, every American with very limited exceptions must have health insurance or face a penalty. Some will have private health insurance through their employers or will have purchased it on their own. Others will be part of government programs such as Medicaid. State officials estimate 640,000 people are currently without health insurance.