April 16, 2014

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Planning for retirement

Retirement planning is important for all individuals; however, it is especially important for women.  At some point during their lives, 80 to 90 percent of women will be solely responsible for their own finances. Unfortunately for the majority of them, it will be later in life.  Women tend to have shorter work histories than men, as a result of entering and leaving the workforce due to raising children.  In addition, fewer women participate in employer-sponsored retirement plans compared to men.

One of the first things you should realize as you begin thinking about retirement is where you will get your money. You can think of retirement savings plan as a three-legged stool, with each of the legs being one source of retirement income.